Who We Are
Our Story
Urban Oracle Capital is a privately held real estate investment firm specializing in strategic acquisitions, value-add redevelopment, and long-term equity growth. Our focus is transforming underperforming properties into high-quality assets that strengthen both investor portfolios and local communities.
We operate with a disciplined, analytical approach — blending institutional-grade financial analysis with a mission-driven commitment to community revitalization. Through multi-market expansion and responsible redevelopment, Urban Oracle Capital is building a portfolio designed for sustained growth, resilience, and meaningful impact.
Mission
To deliver strong, risk-adjusted returns through the acquisition, transformation, and long-term stewardship of real estate assets — while uplifting neighborhoods, improving housing quality, and supporting sustainable community development.
Vision
To become a multi-state leader in value-add real estate investment by pairing strategic financial analysis with high-quality redevelopment and community-focused initiatives.
Our vision is to build a portfolio that creates lasting equity, supports local economic growth, and enhances the quality of life in the communities we serve.
Leadership
C. Ana Belmiro
Principal & CEO, Urban Oracle Capital
C. Ana Belmiro brings more than 20+ years of experience across real estate investment, acquisitions, financial modeling, property redevelopment, and portfolio management. Her expertise spans residential and commercial assets, value-add renovation strategy, and long-term equity planning.
Throughout her career, Ana has overseen the full lifecycle of real estate projects — from sourcing and underwriting to construction oversight, repositioning, and asset performance optimization. She has developed complex financial models, conducted detailed market analyses, managed due diligence, coordinated renovation teams, and structured deals that deliver strong, measurable returns.
Ana’s professional background includes:
Property valuation, REO analysis & appraisal review
Financial modeling & cash-flow forecasting
Market research & investment sourcing
Value-add renovation planning & contractor oversight
Deal structuring, negotiation & acquisitions
Portfolio strategy & performance optimization
Compliance, risk mitigation & operational management
She holds a Master’s Degree in Real Estate Finance from Georgetown University and a Bachelor’s Degree in Business Administration from Drexel University, and has supported community initiatives including food insecurity relief efforts through Mana Food Bank in Maryland.
Ana founded Urban Oracle Capital to merge institutional-quality investment processes with a mission-driven approach that uplifts communities and creates long-term value for investors and neighborhoods.
Organizational Structure
Urban Oracle Capital is currently founder-led, operating with a scalable and strategic organizational framework designed for long-term growth and multi-market scaling. As expansion unfolds, key implementation of leadership roles will serve to support operational efficiency and asset performance.
Leadership Roles Include
Director of Acquisitions
Leads market expansion, opportunity sourcing, and investment pipeline development.
Construction Project Manager
Oversees renovation planning, contractor coordination, and value-add execution.
Community Development Director
Builds partnerships with local organizations and supports community-based initiatives.
Asset Manager
Optimizes post-acquisition performance, tenant relations, and operational outcomes.
Chief Financial Officer
Manages financial reporting, capital strategy, treasury operations, and investor relations.
This strategic structure positions Urban Oracle Capital for responsible scaling, efficient operations, and portfolio growth as the company enters new markets.
Let’s Build Something Remarkable
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